HOT TUB FINANCE

SPREAD THE COST OF YOUR HOT TUB

 

hot tub on finance

PAY MONTHLY HOT TUBS

START ENJOYING THOSE BUBBLES SOONER!

Have you been thinking about owning a hot tub for ages, but don't want to wait to save up the cash? Or perhaps you had a budget but want to stretch a bit further for the next model up! Rather than taking out a personal loan or using a credit card, you can opt for one of our hot tub finance packages, making it easier than ever own a hot tub.

We offer a choice of two finance providers depending on your individual circumstances and credit history. Novuna is for those who are confident in their credit history, whereas for those with blemishes on their record or doubts about their ability to be automatically accepted, we work with Snap Finance who have a great offering too!

Through Novuna we offer both Buy Now Pay Later or regular finance over 60 or 120 months, allowing you to pay monthly for your hot tub. All finance packages are available subject to application, your financial circumstances and your borrowing history and a hard credit search will be required to process your application. The hot tub can only be delivered to the finance applicant's home address unless otherwise agreed with us beforehand.

*Deposit amount varies per spa model.


buy now pay later

BUY NOW, PAY LATER

START PAYING IN 6 MONTHS

For customers who want to start enjoying their hot tub now whilst not forking out a load of cash at the beginning, our Buy Now Pay Later option is ideal as it provides you with an initial holiday period of 6 months before your repayments begin allowing you to relax and enjoy your hot tub, knowing you've got time before you need to start paying.
If you pay your balance in full before the holiday period ends, then you'll settle the agreement without paying any interest - just a small £29 admin fee. After the 6 month holiday period ends, your repayments will begin and will be spread over 120 months at 11.9% APR, meaning low monthly payments by spreading the cost. The more of the balance you pay off during the holiday period, the less interest you'll be charged after 6 months when the repayments begin. Interest is calculated from the start of the agreement which means that interest will accrue during the holiday period.

OUR FINANCE OPTIONS

FINANCE YOUR HOT TUB WITH

novuna hot tub finance

 

snap hot tub finance

 

 


To make paying monthly for your hot tub as flexible as possible, finance is available through two different companies; Novuna and Snap Finance.

Depending on your credit score or recent credit history, you may choose to apply for finance for your hot tub through either Novuna or Snap Finance. For those with adverse credit or blips on their credit history over the last few years, Snap Finance is probably the product for you. Click here to learn more about Snap Finance and apply for finance online.

Through Novuna, our hot tub monthly payments start very low, and we offer a range of flexible packages to suit all monthly budgets. Your deposit can be adjusted from 10-50%* in order to find a monthly payment that suits your budget. If at any time you want to pay off your finance agreement early, that's no problem!

hot tub finance

 

HOW IT WORKS:

If you choose Novuna because you have a good credit rating and good credit history, then it's really easy to apply for finance. You can do this by ordering your hot tub online and choosing Novuna as the payment method when you check out. It will direct you to apply for finance and allow you to choose the exact monthly payment package that suits your budget... either spread over 60 or 120 months or you can choose Buy Now Pay Later.

Alternatively, just give us a call and you can order your hot tub on the phone by talking to our friendly team... they'll send you a link to apply for the finance package that's right for you.

 ... it's that simple!

You will normally get a response immediately letting you know if your application was successful.

 
Now, let's find your dream hot tub.

hot tub finance

 

 

hot tub pay monthly

 

Finance option availability and the required deposit is subject to the H2O Hot Tubs model being purchased – please contact us or ask our team in the showroom for more details. Credit is subject to status and affordability. Terms and conditions apply. H2O Spa Limited are a credit broker and not a lender. We are authorised and regulated by the Financial Conduct Authority with number 838389.