Finance options for your hot tub
Helping your spread the cost of your new hot tub with competitive and flexible finance options.
We understand that investing in a new hot tub is a large purchase and that affordability is important.
That's why we're able to offer a range of competitive finance options to help you spread the cost of your purchase, with as little as a £299 deposit!
Buy Now, Pay Later
Take delivery of your hot tub now and start paying in 6 months.
If you repay the agreement in full during the 6 month deferral period you will pay no interest, just a £29 settlement fee.
If you choose not to settle in full by the end of the non-payment period, the amount of credit remaining will be spread across the remaining term with interest charged at the rate set out in your credit agreement.
You will pay interest on the amount of credit that remains unpaid and interest will be charged from the date we told you the agreement was live.
Only available to UK residents over 18, subject to affordability, age and status and minimum spend applies.
Representative example:
Cash price £3495; Deposit £299; Amount of Credit £3196; If you pay the amount of credit, plus the settlement fee (£29.00) by the end of the non-payment period you will pay no interest.
BNPL If the credit is not cleared. Rate of Interest 5.84% p.a. fixed; 9.90% APR representative. Duration of agreement 120 months; 120 monthly repayments of £42.97; Total Amount repayable £5455.40 including total interest of £1960.40.
Low rate monthly finance (Interest Bearing Credit)
Spread the cost of your hot tub over 60, 96 or 120 months to suit your monthly budget with as little as a £299 deposit.
You have the option to make additional repayments at any time, which could reduce the term of your agreement and the total interest payable (Early settlement charges may apply).
Only available to UK residents over 18, subject to affordability, age and status and minimum spend applies.
Representative example:
Cash price £3495; Deposit £299; Loan amount £3196; Rate of Interest 5.51% p.a. fixed; 9.9% APR representative; Duration of agreement 120 months; 120 monthly repayments of £41.31; Total Amount repayable £5256.20
Which finance option is right for me?
Our friendly team are very happy to talk you through the options available to you and start an application.
Our hot tubs available on finance...
Enquire about a finance application or monthly payment options...
Signing up to finance for your hot tub
The basic underwriting criteria for the finance scheme are as follows:
The applicant:
- Is, or their partner is, either in permanent paid employment, self-employed, retired and receiving a pension, working student in part time work or in receipt of a disability benefit.
- Has been a resident in the UK for at least 3 years.
- Has a debit or credit card in their name, which is registered to their address, to pay the deposit where applicable.
- Advance of £1,000 minimum and £50,000 maximum.
- Has a Bank or Building Society current account available (you’ll need this to complete the direct debit instruction).
- Has an email address to receive the important information throughout the application process, including their signed credit agreement.
Our responsibilities as a broker:
It is our duty as a broker to be clear and transparent. Please read the following information.
- Finance is not available to everyone and should be considered carefully before going ahead.
- Finance is not without risk.
- H2O Hot Tubs is a trading name of H20 Spa Ltd registered at 4G Blenheim Court, Blenheim Industrial Estate, Nottingham, NG6 8YP. Company reg 09508669 and is authorised and regulated by the Financial Conduct Authority, FRN: 838389. We are a credit broker and not a lender and offer finance from a panel of lenders. Credit is provided subject to affordability, age and status. Minimum spend applies.
- Credit is subject to subject to affordability, age and status. This includes a Credit Reference Agency Search (CRA) at point of application. The system prompts the search. If the lender decides not to proceed with the customers application for credit as a result of the information obtained from the CRA. The lender does not say why it has been refused but refer them to the CRA. The underwriter cannot give information on the specific reason of the decline due to the lending policy.
- Minimum spend applies. Not all products offered by Secure Trust Bank PLC are regulated by the Financial Conduct Authority.
Right of Withdrawal
The customer has the right to withdraw from the credit agreement before the end of 14 calendar days. This begins on the day the agreement is accepted and signed by all parties.
FCA Regulated Retailer
As a Financial Conduct Authority (FCA) regulated retailer who offers finance we follow a strict complaints policy & procedure which can be accessed via this link: Complaints Procedure